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YOUR LIFE IN THAILAND, COVERED

A little certainty.
A lot more Thailand.

Compare 20+ insurers for health, travel, car and home cover, and find the best price for your life here. All online, at your own pace.

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✓ 20+ insurers compared✓ Free & no obligation✓ 100% online
Make yourself at home.

Compare, apply and track everything online.

FOR EXPATS, RETIREES & EVERYDAY EXPLORERS

Life happens. Find your cover.

For your health, your adventures, and everything you call home.

Health Insurance
IPD, OPD, dental & evacuation for expats
Explore cover
Travel Insurance
Short & long-stay coverage in Thailand
Explore cover
Car Insurance
1st class, 2nd class and 3rd class coverage
Explore cover
Home Insurance
Protect your property and belongings
Explore cover
Accident Insurance
Personal accident, death & disability
Explore cover

WHY WE BUILT THIS

Insurance shouldn’t be a pain.

We’ve all been there. So we built the platform we wanted for ourselves.

  • The usualNobody gets back to you
    With us

    Answers in minutes, online, whenever you need them.

  • The usualClauses you can’t make sense of
    With us

    Coverage, exclusions and limits explained in plain language, side by side.

  • The usualEndless waiting on claims
    With us

    Claims followed online, with direct billing at partner hospitals where available.

  • The usualMandatory, yet never convenient
    With us

    Visa-ready plans found and compared in a few clicks.

  • The usualAgents who make it more complicated
    With us

    You compare 20+ insurers yourself, in full transparency: coverage, price, reputation, direct billing.

We only partner with reputable insurers and fully licensed brokers.

MEET SAM

Your AI insurance assistant, from first quote to claim.

Sam handles your insurance end to end: it researches and compares, helps you apply, guides you through a claim and reminds you before renewal. Everything stays in one secure place.

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Included when you arrange your policy through our platform.

  1. Research
  2. Compare
  3. Apply
  4. Claims
  5. Renewals

Centralised & secure

Balcony view over the river and skyline in Bangkok MORE LIVING. LESS SECOND-GUESSING.

A NEW CHAPTER, WELL PREPARED

Thailand is your adventure.
Let’s find your peace of mind.

Moving here, settling in, or staying a little longer? Start with a clear view of your insurance options and choose what works for you.

  • Compare with confidence

    Explore cover from different insurers in one place.

  • Keep everything together

    Save your requests and follow up in your member dashboard.

  • Clear before you commit

    See coverage, exclusions and price before you decide.

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How It Works

From a few details to a clearer decision, in three steps.

1

Tell us your profile

Answer a few simple questions about your situation, age, and coverage needs.

2

Compare insurers

Compare plans from 20+ insurers side by side: benefits, exclusions and the best price for your profile.

3

Apply online 24/7

Apply online easily via our brokerage partners or direct insurers — anytime, anywhere.

Start Now — It's Free

Top Thailand & International Insurances

Direct access to quotes from leading insurers

AXA
Cigna
Allianz
APRIL
ACS AMI
Pacific Cross
& more insurers

Insurers are listed for informational purposes. This site is an independent comparison platform.

Frequently Asked Questions

Everything you need to know about insurance in Thailand and our platform

Why Use Our Platform

Why apply via the platform vs. a traditional broker or direct insurer?
With a traditional broker you get one quote from their preferred insurers. Going direct means contacting each insurer separately. Our platform gives you instant access to 20+ insurers side by side, with unbiased AI-powered comparisons — more choices, better prices, and faster decisions. Everything is tracked in your dashboard so you never lose a document or miss a renewal.
How do I apply online?
Select your insurance type, fill in a short form (takes 2 minutes), and our platform instantly shows you direct quote links from top insurers. You can compare plans, click through to apply directly on the insurer's platform, and track your application status — all from your member dashboard.
Is the service really free?
Yes, 100% free for you. We receive a referral commission from insurers when you choose a plan — this is standard in the industry and never affects the price you pay or the objectivity of our comparisons. You always see the real market rate.
Can I compare all types of insurance, not just health?
Yes — Health, Travel, Car, Home, and Accident insurance, all from one platform. Manage multiple policies for yourself and your dependents in a single dashboard.

Support & Claims

What happens if I have an accident or need to make a claim?
Your claim is handled directly by your insurer — they provide 24/7 emergency lines, direct billing at major hospitals, and dedicated claims teams. Our partner brokerages can also assist if you need guidance. Through your dashboard you can submit a support request and our advisors will help you navigate the process.
Do you provide tools to help with claims?
Yes. Your member dashboard includes a claims assistance section where you can submit requests, upload documents, track your claim status, and get step-by-step guidance. For complex situations our team can coordinate with the insurer or brokerage on your behalf.
How quickly can I get a response if I need help?
Our advisors respond within 24 hours for general questions — usually much faster. For emergencies, your insurer provides direct 24/7 lines which you can find in your policy documents saved in your dashboard.

Insurance in Thailand

Do I need health insurance to live in Thailand?
While not always legally required, health insurance is strongly recommended. Some visa types (Non-OA, LTR) require proof of coverage. Without insurance, a single hospital stay can cost hundreds of thousands of THB.
Can I get insured if I have a pre-existing condition?
Yes, many insurers accept pre-existing conditions — sometimes with exclusions or adjusted premiums. We help you identify which insurers are most flexible for your situation.
How much does health insurance cost in Thailand?
Plans range from 15,000 to 100,000+ THB per year depending on age, coverage level, and insurer. Our comparison tool shows you the full market range instantly.
What is the difference between IPD and OPD?
IPD (Inpatient) covers overnight stays, surgery, and serious illness. OPD (Outpatient) covers doctor visits and consultations. Many expat plans include both — our AI advisor highlights what is covered in each quote.

Still have questions?

Contact us

Ready to Find Your Insurance?

Your next chapter starts with the right cover. Let’s explore your options together.

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