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๐Ÿ‡น๐Ÿ‡ญ Insurance Comparison for Thailand

Find the Right Insurance
in Thailand

We compare health, travel, car and home insurance from Thailand's leading insurers. Instant quotes 24/7 from 20+ leading insurers.

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What Would You Like to Insure?

Select your insurance type and get a quote in minutes

Why Expats Trust Us

We are an independent insurance comparison platform. We don't sell insurance โ€” we help you find the right one.

5
Types of Insurance
20+
Insurers compared
24/7
Instant Quotations
Insurance Comparison
Access to direct quotations from top insurers in Thailand โ€” compare plans side by side, instantly.
AI Advisors
Get unbiased AI insights about your quotations and contracts, and keep track of your coverage history.
Trusted Platforms
Partnered with regulated insurers and licensed brokers โ€” you access professional-grade tools for free.

How It Works

Getting insured in Thailand has never been easier

1

Tell us your profile

Answer a few simple questions about your situation, age, and coverage needs.

2

Compare insurers

Access directly to quotes from top insurers โ€” AXA, Cigna, Allianz, BUPA, Pacific Cross and more. Instant summary and automatic recommendations.

3

Apply online 24/7

Apply online easily via our brokerage partners or direct insurers โ€” anytime, anywhere.

Top Thailand & International Insurances

Direct access to quotes from leading insurers

AXA
Cigna
Allianz
APRIL
ACS AMI
Pacific Cross
& more insurers

Insurers are listed for informational purposes. This site is an independent comparison platform.

Frequently Asked Questions

Everything you need to know about insurance in Thailand and our platform

Why Use Our Platform

Why apply via the platform vs. a traditional broker or direct insurer?
With a traditional broker you get one quote from their preferred insurers. Going direct means contacting each insurer separately. Our platform gives you instant access to 20+ insurers side by side, with unbiased AI-powered comparisons โ€” more choices, better prices, and faster decisions. Everything is tracked in your dashboard so you never lose a document or miss a renewal.
How do I apply online?
Select your insurance type, fill in a short form (takes 2 minutes), and our platform instantly shows you direct quote links from top insurers. You can compare plans, click through to apply directly on the insurer's platform, and track your application status โ€” all from your member dashboard.
Is the service really free?
Yes, 100% free for you. We receive a referral commission from insurers when you choose a plan โ€” this is standard in the industry and never affects the price you pay or the objectivity of our comparisons. You always see the real market rate.
Can I compare all types of insurance, not just health?
Yes โ€” Health, Travel, Car, Home, and Accident insurance, all from one platform. Manage multiple policies for yourself and your dependents in a single dashboard.

Support & Claims

What happens if I have an accident or need to make a claim?
Your claim is handled directly by your insurer โ€” they provide 24/7 emergency lines, direct billing at major hospitals, and dedicated claims teams. Our partner brokerages can also assist if you need guidance. Through your dashboard you can submit a support request and our advisors will help you navigate the process.
Do you provide tools to help with claims?
Yes. Your member dashboard includes a claims assistance section where you can submit requests, upload documents, track your claim status, and get step-by-step guidance. For complex situations our team can coordinate with the insurer or brokerage on your behalf.
How quickly can I get a response if I need help?
Our advisors respond within 24 hours for general questions โ€” usually much faster. For emergencies, your insurer provides direct 24/7 lines which you can find in your policy documents saved in your dashboard.

Insurance in Thailand

Do I need health insurance to live in Thailand?
While not always legally required, health insurance is strongly recommended. Some visa types (Non-OA, LTR) require proof of coverage. Without insurance, a single hospital stay can cost hundreds of thousands of THB.
Can I get insured if I have a pre-existing condition?
Yes, many insurers accept pre-existing conditions โ€” sometimes with exclusions or adjusted premiums. We help you identify which insurers are most flexible for your situation.
How much does health insurance cost in Thailand?
Plans range from 15,000 to 100,000+ THB per year depending on age, coverage level, and insurer. Our comparison tool shows you the full market range instantly.
What is the difference between IPD and OPD?
IPD (Inpatient) covers overnight stays, surgery, and serious illness. OPD (Outpatient) covers doctor visits and consultations. Many expat plans include both โ€” our AI advisor highlights what is covered in each quote.

Still have questions?

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Ready to Find Your Insurance?

Join hundreds of expats who found the right coverage in Thailand through our platform.

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